Jim McCarthy speaks to PYMNTS.com about the future of banking.

What a bank is to you depends on your needs and typically your socioeconomic status.

There have been many financial service providers who have set out to be all things to all people and yet we are still to see a finance super app really take off, certainly not on a global scale.

There is a question mark as to whether we will see contraction in the number of applications and providers that consumers (and businesses) use for their banking needs or whether the number of partners will increase as it often does as our requirements and available wealth expands.

Our CEO, Jim McCarthy, recently spoke to Karen Webster of PYMNTS.com on what it might take for banks to become financial service aggregators and platforms. You can watch the full conversation here.

Jim will be catching up with Karen every month to explore relevant themes impacting the world of payments.